B
Well, um, with credit cards is, me, I, uh, I try to get maybe just one or two, I don't, I don't like having credit cards for every store. I, I, uh, I just don't like them.
A
What are you afraid of with them?
B
What am I afraid of?
A
Yes.
B
Um, I don't know if I'm really afraid of spending too much. I just, uh, don't think that I need them, you know. I, uh, they are tempting at times,
A
.