A
Almost too much so. But I re-, I really don't like it the charges that, you know, we try to limit, look at that also, what they charge per year --
B
Right, so the annual fee.
A
-- to use our money, you know --
B
Right, right,
A
-- they're charging us to spend our money, and, I, I'm not real crazy about that, so we try to look at that also.
B
Yes, so there is the basic annual fee for the credit card --