A
-- they're more than willing to do that.
B
Um, I might try that because I, I have one card that I've had for about, uh, I don't know, nine or ten years.
A
Yeah, in fact, that's, that's what this guy, you know, he wrote a book on it and he says that's, you know, he's tried it sev, with several of his cards --
B
Uh-huh.
A
-- and he's just told them, you know, I, I can get this card from this bank at this rate and yours is at, you know, eighteen or nineteen percent.
B
Right.