A
Uh-huh.
B
whole thing.
A
I know, well, I'm, uh, I know a little bit about it but I don't as much as I should know about it I'm a finance major here at Clarion.
B
Okay.
A
And, um, I do know that one of the reasons that caused it is the fact that the federal reserved backed any loan that the Savings and L made with a, a hundred thousand dollars. So they were kind of insured with that hundred thousand dollars and I think that's kind of why they, they were making the riskier loans, because they were like oh, well, we have a hundred thousand dollars insurance on it.
B
Well, they didn't, they didn't have a since of risk.