A
Uh-huh.
B
But, uh, and I can remember before we had kids, we did that a lot, but it was no biggie --
A
Uh-huh.
B
-- you know, because we could pay it off, while after kids, and you're paying child care and other things, all of a sudden it's not so easy to pay off, so we cut that out real quick.
A
Uh-huh, uh-huh.
B
And, uh, but I, I do like having them there. There is a bit of security in having the credit cards and knowing that in times of crisis, they are there to use --