A
What's really bad about those though is just like young people if they don't, you know, we take the time to, you know, help my daughter, she's in college,
B
Uh-huh.
A
but it, this is her first credit card thing, well, when she got her first one she was so excited it was unreal. Look at this they sent me this money, you know. So then when I explained to her, look you have to pay this back and they are going to charge you interest, and stuff, of course, she ter-, tore it up.
A
But a lot of parents would not take the time, you know, and they wouldn't even think of it or their kids may not be as close as my daughter and I are, and, uh, you know, they may not even discuss it, they go out and cash their check thinking that, you know, they've got something, maybe they've won something.
A
You know, somebody sent them something free.
B
Uh-huh.