A
Sure. Exactly.
B
Let alone what I end up having to pay.
A
Uh-huh. Exactly. Yeah, that's the whole thing. Now they have gotten this wonderful idea of not taking out as much taxes,
A
but you're still going to owe the government as much money --
B
Sure.
A
-- so by the end of this coming year, what's going to happen is all these people are going to find out that they owe the government and it certainly isn't going to be in their savings, uh, account.