B
Huh.
A
chapter thirteen and stuff like that.
B
Uh-huh.
A
Because they have this weird opinion that if you use that card, you don't have to pay for it.
B
That's true if, if it's on the credit card it doesn't seem like it's money out of your pocket. Sometimes you may think, well, I don't have the money so you use the credit card it's like fake money or something.
A
Yeah, yeah, and it gives you a, sens-, um, a false sense of security or something it seems like because you say, oh, well, I don't have to pay for it now but you're going to have to pay for it, and it seems like ...