B
and then pay off the bill because they want it now. It's always have to have it now.
A
Yeah, well, it didn't hurt you, did it, to, I mean, you didn't go out and charge a whole bunch and lose everything, did you?
B
, no, no, but I have had some times when I've had some pretty good balances on there and, uh, you know, I finally, you know, paid them all off and thought this is, you know, kind of nonsense. So, we don't, uh, have big balances on them at, all now we're, we're, you know, we, I use it occasionally but I pay it right off. We're ...
A
Yeah, well, you learned then, right?
B
Yeah, you learn the, you know, the hard way, you hate paying all that interest and I've never been one to itemize on my income, tax and never had enough to itemize and so it's just a big chunk of money and you realize that you're not buying anything on sale you're paying, so much more for that item, because you've got finance charge and the cost of having that card every year which is what, forty dollars sometimes just to have the card.
A
Yeah.