A
Well, I have a lot of them but I don't use them very much, though.
B
Right.
A
I use them mostly for big things, like maybe, sometimes, uh, tuition if it's, you know, if I'm short, to go ahead and get it and then try to get it saved back as quick as I can. The other thing, I, I think if you do get overextended a little bit, you need to be sure and pay it off, uh, more than one at a time, because I think you could run forever paying what they require.
B
Oh, yeah.
A
Just goes on and on.
B
Which is what they want.