A
And I, I guess there's some, there's, uh, uh, some negotiating there, too, because I heard, uh, on one of the local talk shows here, they had somebody on and, and said, what you can do is, uh, call, you know, if you've got a pretty good rating, uh, credit rating --
B
Uh-huh.
A
-- you can call your in-, you know, your, your card, wherever you got your card from and tell them, hey, either drop my rates --
B
Right.
A
-- or drop my, you know, uh --
B
High,