A
Okay, how do you feel about them?
B
Well, I keep trying to get away from them, I used to use a lot of credit cards I guess for a while I would use, you know, a variety of the Visa and the MasterCard and the stores, but I think I, I impulse buy too much with them or I buy things, you know, I see it on sale and I think, oh, it's on sale I have to get it, and I really don't need it or I really haven't budgeted for it so, um, the last couple of years I really have tried not to use them at all.
A
Yeah.
B
What about you?
A
Well, we have this philosophy, we use it when we go off somewhere but we pay for it as soon as we come back, you know, as soon as we get our bills,
B
Uh-huh.