B
Right. Well, I found that, uh, you know, things, as I have gotten older, I am in my fifties now, but before we use to have, to have to have a very strict budget, I had four kids and, uh, you know we planned out how much we were going to spend for food and how much for, for this and for that. Kind of anticipate how much things were going to be. Uh, I guess one interesting aspect of the budgeting I do now is that I set aside, uh, I kind of fence off areas of my check book. For instance, there are certain things that I know come up, uh, every so often. Every six months I have to pay car insurance. Uh, every six months I have to pay my taxes. So --
A
Uh-huh.
B
-- I take a set amount. I've got a money market account that I do a lot of uh, uh, saving in and I also have got a checking account besides that, but, what I do on my money market account, my taxes for instance which amount to an average of two hundred and twenty dollars a month. I will just take two hundred and twenty out and I put it in parenthesis. I take it out of the right line total --
A
Uh-huh.
B
-- and put it in parenthesis in there and let it build up. Every month I add two hundred and twenty dollars to it. Then when the tax bill comes in I've got that much set aside.
A
Right.