A
that problem either.
B
I, and I don't under, I mean, I guess I do understand the mentality of people doing it but I don't understand. Yea-, because people think it doesn't really cost them anything to pay. I have had months where I was shocked at how much had come in because like I thought I would buy a big expense and think that it would take one or two months to process --
A
Uh-huh.
B
-- and sometimes it comes in right away and it's like, oh, well, guess,
B
I have to pay that too.
A
Yeah.