B
Right.
A
And I, I think it's really something that the, uh, the government ought to encourage more because, uh, there are all these complaints about how we're not a saving country --
B
Right.
A
-- and where the average savings rate is something like four percent in this country and fifteen percent in, uh, Germany and Japan. Uh,
B
Well, it's a lot easier to, to save it when you don't get your hands on it first.
A
Right. When you have the, when you have the, uh, the economy to scale and everything that a large corporation has, and you can, uh, offer some incentive and if the government goes along by not taxing it when you put it aside --