A
Uh-huh.
B
We're on a pretty strict and tight budget.
A
Uh-huh.
B
We use the credit cards, however, when we're at a situation where we don't have either the cash or the checkbook handy.
A
Uh-huh.
B
Or we use credit cards also, if we want to get an extended warranty on an item that we're purchasing. So.