B
Uh-huh.
A
So, that's, that's kind of a drawback I think. But, uh. I don't know. What do you consider most important, you think, in terms of, of the different benefits?
B
Well, I think, uh, the, the health care, of course, is an important, and has to be the single most important benefit --
A
Uh-huh.
B
-- and, uh, the rates that we keep paying seem to keep increasing, uh --
A
Yeah.