B
-- bigger purchase or something.
A
Yeah, because if anything ever happens that you do need to, you know, you have excellent credit, why, it really does help.
B
Yeah, and I think it's more convenient, too, in a lot of cases, like whenever we go on trips, we always, you know, use our, our Visa or our Mastercard or whatever.
A
MUMBLEx. Yeah.
B
And then, um, you know, we really don't have to pay for it out of our own pockets until about a month later --
A
Uh-huh, uh-huh.