A
Right.
B
If they get some of those mega awards against them. You know, they're not going to sit there and lose money. If they are losing money, then they're going to raise rates.
A
Right. Th-, they ha,
B
So it all comes filtering down to us all in-, individually.
A
Right.
B
And, uh, granted some people need to be compensated if they have really been wronged,