B
-- huh?
A
Yeah, so my mother learned from that and I guess she taught me to be very, very careful with them. So basically, uh, I just keep them, I use them so that I build up a credit rating, you know.
B
Uh-huh.
A
But, otherwise, uh, I generally, and my husband, it turns out, I've just been married seven months, but he has the same habit and we just keep a few --
B
That's good.
A
-- you know, few of the major ones, and then use them once in a while for something, but we always pay it off right that month --