A
you know, and I think that's terrible.
B
Yeah, because it's really, it helps your, if you have good credit, you know, it helps you in the long run when you want to go make a --
A
Oh, yeah.
B
-- bigger purchase or something.
A
Yeah, because if anything ever happens that you do need to, you know, you have excellent credit, why, it really does help.
B
Yeah, and I think it's more convenient, too, in a lot of cases, like whenever we go on trips, we always, you know, use our, our Visa or our Mastercard or whatever.