A
Uh, so I, I think there it's probably a major distinction between institutions and the corporate world --
B
Uh-huh.
A
-- in, uh, institutions are slower to react both on the growth side and then also on the reduction side where the businesses, we need to cut back, that's what we do.
B
Uh-huh. No doubt --
A
But,
B
-- yeah.