A
One, one of the problems they're facing now, a lot of people now, is that the health insurance is that the small business can't, can't offer health insurance --
B
Uh-huh.
A
-- and it, it's too costly and what, what is happening is that they're on a policy where they have X amount of users in it, okay. So they get a specific rate. Well what happens is that if people start becoming having chronic illness and, and things like that, what happened and where they really have to spend out a lot of money --
B
Right.
A
-- for one particular, it's called a a group, well what will, well what happens then is that they cancel, because they just can't cancel an individual. So they, they have to cancel just like life insurance. They have to cancel everything.
B
Uh-huh.