B
Man!
A
And, uh, there's just so many people that have bought jewelry, which is really a luxury item --
B
Yeah.
A
-- and then they, they just can't pay for it. Something, something happens, you know, and you hear so many stories listening to them. Like, uh, you know, they lost their job or, uh, they, they've signed for a friend. You know, they got it in their name but they --
B
Oh.
A
-- got it for a friend and then the friend --