A
Uh-huh.
B
Uh, but that depends, you know, on the individual if they can I guess have self-control.
A
Well, that's a lot of it. Uh, I know we tried several different ways. One time we tried something that really worked but we didn't keep it up. I passed it on to a friend and she won't quit doing it. She loves it and that was the envelope system.
B
Uh-huh.
A
Where you go ahead and decide about how much based on what you did last month that you are going to spend, and you put the cash in envelopes marked for that. So you have one for entertainment and one for groceries et cetera. And then for some reason taking it out of that envelope and seeing it in cash instead of in check form, uh, causes you to realize how much is left. And she even writes down on the envelope as she subtracts and kind of debits on each envelope,
B
Uh-huh.