B
And where I live, it, it's pretty scary, because Texas is one of those strange states where if you have a contractor sign on your note like that --
A
Uh-huh.
B
-- and you screw up, you don't get it finished, the bank can eat the contractor.
A
Oh, bad for him, huh.
B
Yeah, bad for him. But, the homeowner can't be touched.
A
Um.