A
Okay, Eric. Uh, are you married and do you have a family?
B
Uh, yes I am to, uh, both questions.
A
Okay and do you and your wife have a budget plan for your finances.
B
Uh, yeah we do. We, uh, uh, basically there's the, you know, the expenses that are fixed during the month --
A
Uh-huh.
B
-- you know the ones that come every, every month and we, uh, enter those into, uh, into a spread sheet and, uh, whatever is left, uh, after that we,