B
Yeah that's uh, something I hadn't really thought about because we don't have children. But, I can see how it would be a a real benefit. Yes I do.
A
Well, we keep a shelter, also monies that we're going to pay in for child care too. You know, go on and pay a lump sum and as long as you pay that amount you're okay. But if you paid in more than you actually used, and the same thing for insurance, what you predict your going to be paying for insurance, as long as you pay, actually pay out that amount of money, you're okay. But if you pay out less, then you lose that money.
B
Um.
A
I don't like that part, but you don't have to do that option if you don't want to.
B
Well, that could be, I could see where that would be important.
A
And then we got that cafeteria plan, do you have that?