B
Yeah.
A
. That's,
B
and interest rates aren't none too shallow these days anyway.
A
Yeah, but,
B
But I know a lot of people that get in trouble with them especially, you know we have, I'm in Lubbock and we have a bunch of college kids around here going to Tech, and they seem to get in trouble with them a lot.
A
Uh-huh. I have, I have a couple friends too that have about three of them maxed out. And they --