A
-- service charge. So that way we keep out of debt and we keep on top of what we're spending.
B
Well, the interest rates in credit cards is so high now --
A
Yeah.
B
-- compared to what your savings is bringing. It's really, I guess ridiculous to let them keep building.
A
Yeah, yeah, that's what I feel. So,
B
But I know some people can get, get, you know, carried away with them and let them get --