A
Yes.
B
Um, I don't know if I'm really afraid of spending too much. I just, uh, don't think that I need them, you know. I, uh, they are tempting at times,
A
.
B
but I, I just, you know, sometimes I just don't like everybody knowing everything about me, you know, so,
A
Well, that's very, can be very, very true.
B
So, and th-, you know, everybody just gives you a credit card just so you'll spend money so,