A
Yeah, that, that's true, but I can, I can under, certainly understand where,
B
Now I,
A
You know,
B
W-, the thing that probably helps me most doing that is really, you know, uh, not so much discipline, I mean, well, I mean, you have sort of a discipline in general about finances, but, but I hate their, their rates so badly, I mean --
A
Oh, yeah.
B
-- their interest rates so badly --