B
It seems like there were on awful a lot of people making loans and business decisions on a get rich quick is the wrong phrase but, if it captures some of the, the feeling I have from the people making business decisions that if they failed it's sort of well no skin of my back I'll move on to this other company,
A
Uh-huh.
B
or --
A
Uh-huh.
B
-- I, I just since that they didn't have a commitment to the stability of the organizations they were, were making the decisions for.
A
Uh-huh.