B
-- which, which we do. Um, you should always have three months of your salary in a savings account in case there's a major need for that.
A
Uh-huh.
B
Okay. You should always have an umbrella permit that bridges your life insurance and your medical and your, uh, uh, car insurance in case you run into a lawyer and you break his arm. He's going to sue the pants off of you. These kind of things are about a hundred dollars a year. So --
A
Uh-huh.
B
-- you know, these are all equivalent to the monthly budget things. Some of them are there to pacify situations. And some of them are there to prevent things from happening.
A
Uh-huh.