B
Well, we're geared to that. We're like, okay, like I want a living room set. And instead of sitting back and, and going, okay, well, it's going to cost maybe a thousand dollars, two thousand dollars and I'll save for two years,
A
, uh-huh.
B
people go, oh, well, I'll just go buy it, put it on credit and they'll pay it off.
A
, yeah.
B
People aren't tuned in to like saving for it and then buying it, they just put it on a charge card, put it on account,
A
Huh.