B
-- extra to go around. Uh, long term is something we're starting to think about because our older child will be ready for college in about, uh, gee, she's eight now so I guess about ten years.
A
Uh-huh.
B
Good heavens. So we're, we're starting to think about long term considerations. College and retirement. But with not a whole lot of discretionary money, it's kind of hard to figure out how to do it.
A
Sure.
B
How about you?
A
That's kind of, uh, to what we're doing is budgeting, you know. Month to month is, uh, kind of taking into consideration what the bills are and what's extra so that's kind of how we do it, uh, from month to month depending on what insurance is due or whatever.