B
-- than it was, you know, to just have that. We haven't done it lately. We probably need to do it again.
A
Well, we did, you know, one time, we wanted to buy a truck, a used truck, and so we went down to the bank, and they said, Sure we'll give you a personal loan. It was only a thousand dollars that we needed --
B
Uh-huh.
A
-- for the truck. And they said, sure that's no problem, but, you know, why don't we consolidate your bills, and at the time we thought, Oh, that would be great, you know, we could, and it's going to be a lower payment than it was for all of them, you only have to write one check a month, not all those. You never miss one or whatever --
B
Uh-huh.
A
-- and we did that, but we didn't realize at the time, until several months later, that we, we were real, I mean this was four yea-, three years ago, we were pretty young and we were just kind of like, well, I guess that means these credit cards are closed, and we didn't, you know, about six months later we realized we could use them, and so we charged them all up again.