B
Yeah, and it, you know, I mean, they, they're just a convenience for me. I don't have to get cash out of the bank, and I don't have to to be writing checks and --
A
Yeah.
B
-- and, uh,
A
Yeah, uh, sometimes I wish I had them, but in most cases, I'm glad I don't --
B
Uh-huh.
A
-- because I, you know, unfortunately I, I, I don't have the control you have.