A
Now, as the monthly payment, uh, I mean as the monthly payment amount goes down, that will free up more cash where I can continue to make the larger payments.
B
Right.
A
Uh, as long as I don't have a major disaster where I have to use it again, I can, I can do that.
B
Right.
A
Meantime, though, I'm not building any reserves.
B
No, and that's frightening to me.