B
Oh.
A
We have a fixed income and we have to make sure that, uh, every dollar we have will, is spent accordingly and, uh, what we try and do to, to stick to our monthly budget is --
B
Uh-huh.
A
-- we pretty much have, you know, the house payment, we have the insurance premiums, uh, utilities and so forth and we do sit down at the beginning of every month or the end of every month and write down how much we know we're going to spend and set that money aside, and we also try and set aside money for savings, set aside money for the coll-, the kids ' education --
B
Uh-huh.
A
-- college education, the future and, uh, set aside money for bonds and, and we also set aside an emergency fund because --