A
Sure, sure. And I think that's what companies are doing, uh, more and more because there are products that are out there.
B
-- to minimize their liability. And there's also the case about just, uh, uh, health, health and welfare of the, uh, employees.
A
Uh-huh.
B
If a company has a healthy work force, their --
A
Exactly.
B
-- insurance rates are low.