A
I know it.
B
But, no, I did just the opposite. I, I guess I, I sort of followed in my, uh, parents ' footsteps. I have quite a few of them. I --
A
Uh-huh.
B
-- use them continually,
A
.
B
but I, uh, I basically never charge anything I don't have the money in the bank to pay for. And, uh, and I always pay them off totally every month.