B
-- or it's like you say, you pay forever.
A
Uh-huh, uh-huh.
B
And so I'm really looking forward to that.
A
Well, you either need a big chunk of money or you need a large reserve --
B
That's right.
A
-- so that if you do charge on that account, you can make a single lump sum payment. Now, those are very handy --