B
Well it's kind of difficult for me. Because right now, uh, like most teachers, I'm laid off and --
A
Huh. Oh dear, that's terrible.
B
-- so, um, I spend most, you know, I substitute a lot.
A
Uh-huh.
B
So it's a lot, it's very hard on a nonfixed income because I don't know how many days I'm going to be called in and whether I am or not, to try to keep track of finances.
A
Uh-huh.