A
Yeah.
B
But, uh, it's going pretty well and I've got a real good plan mapped out here, so.
A
Uh-huh. I also like long-term Christmas club be-, you know. I used to belong to a Christmas club, last year I didn't.
B
Uh-huh.
A
Then, so then, naturally, Christmas comes along and that puts you behind too, you know. So this year, now I have them taking out fifty dollars a month out of my --
B
Oh that's,