B
Okay.
A
And, um, I do know that one of the reasons that caused it is the fact that the federal reserved backed any loan that the Savings and L made with a, a hundred thousand dollars. So they were kind of insured with that hundred thousand dollars and I think that's kind of why they, they were making the riskier loans, because they were like oh, well, we have a hundred thousand dollars insurance on it.
B
Well, they didn't, they didn't have a since of risk.
A
No, I don't think so.
B
Oh, okay.
A
And, uh, plus where the fact where they were allowed to make loans in, any, almost any type of loan and like some banks, you know, they're limited to the types of loans that they're allowed to make.