B
That's right.
A
Uh, and also I, you know, I try to save a certain amount each month as well --
B
Uh-huh.
A
-- and, uh, I try to, try to have an idea of what my expenses are and I am pretty consistent from month to month --
B
Uh-huh.
A
-- and, uh, whenever, uh, I need to, uh, whenever that changes I am pretty well aware of it without actually having to maintain a budget for it.