B
-- and there's too many companies out there that are willing to give them to you and get you dra, get you trapped. I mean you can always file bankruptcy to get out of it, but that's a lot of pain and hassle. When, you know in the olden days when my parents were growing up and we couldn't afford everything, we didn't have such things as credit cards. We just waited until time come around that we could afford it.
A
Right.
B
And you know, we had all the necessities, so. And I very seldom use a credit card on necessities. I always use it for something I want not something I need.
A
Exactly.
B
So,
A
Yeah, my parents are really good about not using credit cards. They are against it.