B
You messed it up, you fix it.
A
Is that usually what you tell them in the letter?
B
No, what I've taken to doing lately is calling the company that they report --
A
Uh-huh.
B
-- like, uh, uh, recently I was reported as having J C Penney accounts and I don't. So I called J C Penney and I said, uh, I just wanted to let you know that the credit agency you're using is incorrectly reporting the information that you're providing to them. And they say, uh-huh, because they really don't want to pay for a service that's not being done properly either.
A
Uh-huh.