A
That doesn't make a bit of sense to me. I thought --
B
That's right.
A
-- God dang, where is his pencil?
B
Well, the smart half was don't pay it for consumables, don't, you know, if you can't afford to go to a restaurant and eat out and pay cash, don't put it on a credit card --
A
That's right.
B
-- you know, and, and so that, that is the smart half.