B
And then they --
A
-- and then they don't provide very much education.
B
-- and then the people default --
A
Yes.
B
-- on the loans. Well, I would have to agree with you if there are circumstances like that, uh, around, uh, and I, I, I can't confess to having any substantial knowledge of that sort of thing, but, but taking what you're saying at face value, then I would have to agree with completely.
A
Yeah.