B
I think they are, too. And, unfortunately, um, we use ours in, we don't use them all the time, but we use them like at Christmas time, and then it seems like it takes all year to pay them off when you use them like that.
A
Uh-huh.
B
But, um, I would love to just take some scissors and cut them in half.
A
Yeah, me too.
B
I think sometimes when you look at the interest that you're paying on them, um, that's what gets to be the really scary part, you know, if you think, when it comes around to income tax time, and you look at how much money you paid out just in interest all year, you could really get a lot more stuff --
A
Uh-huh.