A
to pay it in ad-, you know, in advance before we spend it, but, I guess if you foresaw that you were going to have to use it, that, like that,
B
Well, I found --
A
that may be good.
B
-- I found in, um, in traveling overseas --
A
Uh-huh.
B
-- that, uh, often it would, uh, it would expedite things to have an American Express credit card --